Yandex Pay: pay as you like

Mobile payment app that lets you pay however you want — earn cashback rewards, split purchases into manageable installments, or tap to pay anywhere using QR, NFC, phone, or smartwatch. Yandex Pay: pay as you like combines flexible payment options with real financial benefits.

Earn cashback every purchase. Select your preferred spending categories each month, then use your Pay card to earn up to 50% cashback as Plus points — credited the same day you shop. Your points convert directly: 1 point equals 1 ruble in discounts across Yandex services, including the Plus multi subscription. Watch your rewards accumulate with every transaction.

Split payments without extra costs. The Split credit card lets you divide any purchase into smaller payments with limits up to 1 million rubles. Get what you want immediately while spreading payments across a timeline that works for you. With a Plus subscription, enjoy 2-month splits with zero overpayment — no hidden interest or fees.

Pay anywhere, anytime. Tap your phone or compatible smartwatch to complete payments via contactless NFC at checkout. Prefer QR codes? Scan and pay instantly. Wear OS 2 and higher smartwatches are fully supported, so your payment method travels with you.

Join millions of daily users who've made Yandex Pay: pay as you like their go-to payment solution. Experience the flexibility of choosing how you spend, earning rewards that matter, and paying on your terms.